There is a huge sub-prime lending market, and no matter what happens, it continues to grow. A major part of this boom is alternative financial services that cater to certain targeted customers. (...)

You and your spouse have to work as a team in order to stabilize your finances. This is a joint effort, and you both want to make sure that you have a promising future with money. You want to do it for your family, either the one you have now, or the one you plan on...

Too many people allow their debt to accumulate due to utilizing bad spending habits, and they never find their way out of financial problems that way. You need to take total control over your personal financial situation, and start prioritizing your finances. (...)

There is no doubt that loans and credit cards can be tremendously useful things. However, they must be used wisely. It is necessary to avoid common pitfalls posed by these types of borrowing. (...)

A highly important aspect of personal finances is your personal savings. You need savings for a variety of different reasons, and that grouped with a need for diversity means that your savings needs to be in different accounts and investment vehicles. (...)

Do you work hard for your money? Do you want to make the most out of it? No matter what you may have done with your money in the past, there is no reason you can not start getting your financial life in order starting now. (...)

Whether you've been laid off, let go, are staying home with the kids or are just starting out, money is probably tight. Here are some ways to live frugally without sacrificing all of your little luxuries. 1. Set a budget. (...)

So many people are struggling with a smaller paycheck and a ton of debt. It seems there is never enough money to go around. If you are in this situation, you are not alone. There is hope. If you can get control over your finances by reducing you debt and increasing...

Acting in a haphazard way will never lead you to financial success and stability. Gaining an understanding of the fundamental skills involved in controlling your financial situation will. While handling matters in this way takes a bit more time, the end result is a...

If you want to keep your budget in line and be sure that you're spending your money wisely, this article is here to help. Here we will go over some of the basics of keeping your personal finances in line by creating a solid budget and keeping track of your money. (...)

With the state of the economy, it's no wonder why people are looking for ways to save money and deal with their finances. But what people do not know is that there are small changes they can make that can go a long way. (...)

Sometimes managing your money is easier said than done. If you need to get back control of your personal finances and need some guidance, read this article for some helpful advice. One of the most important things you should do is to start saving money. (...)

Most people don't even know where all their hard earned money is going: from too many trips to a drive-thru, hidden charges from banks and credit cards to buying rounds when out with friends, we just aren't being penny wise. (...)

Most adults are aware of the essential nature of saving for their golden years, but with the overwhelming number of choices out there, sifting through them can be really intimidating. Having said that, at some point you have to sit down and decide what your retirement...